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Invest with Clarity.
Grow Wealth with Confidence.

Clear tools, rigorous research, and expert guidance - helping you stay disciplined, avoid costly mistakes and grow wealth with confidence.

Start with Free Tools Discover Omega - Personalised Advisory
Proven Process
15 years of research - QaRP & ABC frameworks
Personalised Advisory
Fee-only, fiduciary guidance
SEBI-registered Adviser
15+ Yrs. research
Fee-only, conflict-free

Why MoneyWorks4Me

Investing today is easy to start but hard to sustain and create wealth. Between different opinions, apps, and algorithms, it's easy to drown in information overload.

Platform
Everything available on a unified platform. Learn investing, access data, information, analysis, analyst insights and tools to take informed decisions.
Process
Make your Financial Plan and Implement a robust process to build and manage your stocks and mutual funds portfolio successfully.
People
Team of equity and investment experts to help, guide and nurture behaviours that ensure you invest successfully.

Experienced Guidance for Every Stage of Investing

Whether you're just starting or managing a sizeable portfolio, we help you learn, act, and grow & manage wealth with confidence.

Stage 1

Learn & Explore
Build knowledge, practice with real data, avoid common mistakes.

Stage 2

Act & Build
Commit to investing. Construct resilient portfolios of stocks and funds.

Stage 3

Grow & Manage Wealth
Achieve goals, rebalance, and plan for legacy with ongoing guidance.

Our Proven Process

15+ Yrs. of in-house research distilled into a time-tested approach for both Stocks and Mutual Funds.

Stocks: QaRP + ABC Portfolio

Our QaRP framework ensures investment in quality stocks at reasonable price. Our ABC of Portfolio Building creates robust, resilient portfolio that deliver enhanced returns.

Mutual Funds: Purposeful Selection

We choose funds for consistent out-performance, quality and meaningful diversification - not just past returns. So that every fund has relevance to your portfolio.

Holistic & Customized

We don't chase trends - we map your goals, risk profile and existing portfolio to build a diversified, multi assets portfolio aligned to your needs.

AI Speed + Human Prudence

Algorithms analyse millions of data points while analysts bring expert judgment to avoid hidden risks and identify opportunities.

Platform

Your Free Investing Toolkit - everything you need to start right and avoid common mistakes.

Stock Research Tool

Discover quality businesses , attractive relative valuation and decision enabling information.

Explore Stocks
Mutual Fund Analysis

Uncover true performance, risk, and the best funds - with smart comparisons for better decisions.

Analyse Funds
InvestmentShastra

Master timeless investing principles - with guides, videos and freemium analyst notes.

Start Learning
Portfolio Manager

Check your personal and family investments and take informed decisions.

Check My Portfolio

People Who Put Clients First

Client-centric, caring, and unbiased - the human core of MoneyWorks4Me.

Fiduciary Always

As a registered investment adviser (RIA), we uphold the highest fiduciary standards - both in letter and spirit

Caring, not Transactional

We guide and support you to stay confident through market cycles.

Independent & Unbiased

Recommendations rooted in data and research, not commissions.

OMEGA - PORTFOLIO ADVISORY BY MONEYWORKS4ME

Transform Your Portfolio into a Wealth Growing Engine

Partner with Experts and get the combined power of high-quality research and productive investing behaviour working on your net worth.

Wealth = Net WorthNW x (1 + Research Edge) Behavioral EdgeBE NW = Net Worth,
BE = Behavioral Edge

Is your portfolio above ₹35L?
or Learn More

Fee-only, conflict-free

Personalised wealth roadmap

Behavioural guidance through market cycles

Regular Review & Rebalancing

Real Investors. Real Progress.

See how disciplined investing with MoneyWorks4Me transforms financial futures.

Shrivathsa Bhat
Bengaluru

"My association with MoneyWorks4Me began a few years ago when I decided to take my investment journey seriously. Over time, I’ve learned numerous aspects of investing through their systematic, disciplined, and research-based approach. I highly recommend MoneyWorks4Me to anyone looking to pursue a serious and methodical investment journey, without the distractions of speculation or the desire for quick gains."

Manoj Tyagi
Ghaziabad

"I had an excellent experience working with Moneyworks4me Their in-depth research and thorough understanding of the market helped me make well-informed decisions aligned with my goals. They took the time to explain complex financial concepts in a simple, clear manner. I appreciated their prompt responses, personalized service, and genuine interest in my financial well-being. They regularly reviewed my portfolio and proactively suggested improvements. Overall, their professionalism and attention to detail gave me great confidence in my financial planning."

Deepak Arora
Pune

"Few years back, like any beginner I started investing, which turned out to be speculative trading based on news and speculations. MoneyWorks4Me brought method to madness for me. It taught me that like any other field, investing too require deep research and understanding of underlying fundamentals. MoneyWorks4Me helped me to develop my investment philosophy. The 10 year X-Ray of a company does 90% of things for selecting a stock to invest in. I have been able to make profitable investments thanks to MW4ME.com"

Bala Subramanium
Vellore

"I like their concept of MRP to arrive at a fair value of a stock. I have benefitted a lot from their systematic valuation framework."

Vimal Bhatia
Delhi

"Rare to find truly professional fee only service. This is only for serious long term investors who wish to make their money work for them. I wish I had availed the service earlier."

Mr Gaurav Sheth
Ahmedabad

"MoneyWorks4me helped me, I was trying to shift from Regular to Direct plan, but it was really difficult because I had 5-10 schemes which involved a lot of jugglery. There was some hand-holding done on request from MW4Me team in which they helped me to switch from regular to direct plan."

Vishal Kagde
Hyderabad

"Working with Moneyworks4me has been a game changer for my investment strategy. Their insightful stock recommendations have consistently delivered impressive returns, all while respecting my risk tolerance. I truly appreciate their balanced approach—navigating the market with both prudence and opportunity. I wholeheartedly recommend their services to anyone looking to grow their wealth with confidence."

Sriraman Subramanian
Netherlands

"It has been an excellent experience so far with Moneyworks4me. I have been associated with them for the past 4 years and it has been quite rewarding. Their conservative yet analytically superior approach has given me complete confidence in them. While the Sensex went up in general for the past few years, their recommendations have beaten the Index thumbs down. Also, being an Omega subscriber, I no longer worry about timing the market because they take care of it for me. Haven’t regretted a bit on my decision to go with them."

Arathi Vijay
Chennai

"I have been using the services of MoneyWorks4me for the past 10 years and have seen them evolve. One thing that they have been consistent about is not to time the market, which removes the stress out of investing. In the last few years their recommendations have been very profitable. They are conservative and don't encourage us to get carried away by price increases due to speculation- this is a good thing. All in all, i don't need to spend extra time researching and can trust them to do their job well."

Read More Stories

Not Sure - from where to Start Your Growth Journey

Schedule a one-on-one call with our Fiduciary Advisor to discuss your portfolio.

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Your Questions, Answered.

Addressing your most common questions about our research and advisory services.

MoneyWorks4Me is India's trusted SEBI Registered Investment Advisor (RIA) that helps you build long-term wealth with clarity, discipline, and confidence. It is designed to provide clients with combined power of research and behavioural edge to manage and grow their investments systematically and achieve their financial goals.

We operate as a fee-only fiduciary advisor, which is fundamentally different.
  • Fiduciary Status: We are legally and ethically obligated to act only in your best financial interest.
  • No Commissions: Unlike brokers who earn commissions, our income comes solely from advisory fees. This ensures recommendations are 100% conflict-free.

Our investment philosophy is rooted in ensuring compounding works its magic on client portfolios. It enables clients to put their networth to work for them, stay invested through economic and market cycles and volatility while earning healthy returns to achieve their goals. It incorporates the following:
  • Financial Planning-based asset allocation
  • Quality-at-Reasonable-price Way of investing in Stocks based on inhouse research
  • Portfolio Construction using Core-Booster-Amplifiers (ABC) categorization of stocks
  • Mutual Funds that consistently out-perform their benchmark and add meaningful diversification
  • Position Sizing

We cater primarily to serious, long-term investors. It caters to different stages of an investor journey
  • Free resources to start right and avoid common and costly mistakes
  • Research-guided portfolio portfolio in addition to decision-enabling information, tools, and research for DIY investors
  • Partnering investors with larger portfolios (min. 35 lacs) in the full investing journey from setting goals to achieving them through our premium Omega solution

Moneyworks4me build stocks and mutual funds’ portfolios to ensure minimal overlap and meaningful diversification. Mutual funds are selected to take advantage of opportunities and investing strategies that complement the Direct Stock portfolio recommended by us.

Yes. We provide comprehensive guidance across various asset classes and instruments:
  • Stocks
  • Equity Mutual Funds
  • Debt Funds
  • Gold ETFs/SGBs
Omega helps you build a balanced, goal-aligned portfolio with these four.

We do not handle or hold your money. All investments remain in your own demat or fund accounts. We only provide research and advisory-your money stays fully under your control.

The Moneyworks4me Platform is part of the 3Ps required for successful investing – Process, Platform and People. These work in a fully integrated way to deliver results. The Platform enables our clients and our Advisors to be on the ‘same page’ and have productive discussions.
The Platform provides all users with decision-enabling information, knowledge, tools, analysis in an easy-to-understand way and avoid information overload.

You can trust us because we are:
  • SEBI-registered fiduciary Investment Advisers, therefore zero conflict-of-ineterest, always working 100% for your success.
  • Research-driven since 2008
  • Focused on doing long-term investing successfully
  • Transparent Platform that provides the rationale for our recommendations

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Begin with Clarity. Grow with Guidance.

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2025 ©The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me® is a registered trademark of The Alchemists Ark Pvt. Ltd.

About MoneyWorks4Me

MoneyWorks4Me is a SEBI-registered Investment Adviser (IA) dedicated to helping investors build long-term wealth through transparent, research-driven, conflict-free guidance. Founded in 2008, we started our journey as a Research Analyst (RA), providing deep fundamental analysis, intrinsic value insights, and long-term investing frameworks for Indian equities. In 2017, we transitioned to a full-fledged SEBI-registered Investment Adviser, strengthening our commitment to acting as a fiduciary—always putting the investor’s interest first.

Our Vision

To become India’s most trusted, research-powered fiduciary advisory platform—where every investor, regardless of experience, can make calm, confident, and well-reasoned investment decisions.

What Makes MoneyWorks4Me Different

Our Approach: Ensuring compounding work its magic on client portfolio.

MoneyWorks4Me ensures this through:

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